Ras Al Khaimah uses the UAE dirham. Cards are widely accepted in hotels, malls, restaurants, and major attractions, but cash is still useful for taxis, tips, small shops, beach stops, and local food. Carry some AED even if you plan to pay mostly by card.
Currency
The local currency is the UAE dirham, written as AED or Dhs. Keep small notes for tips, taxis, and short purchases.
Cards
Most hotels, resorts, malls, and larger restaurants accept major cards. Smaller outlets may prefer cash, and some places may have minimum card spends.
ATMs

ATMs are common in malls, city areas, and many hotels. Use bank ATMs where possible and check foreign withdrawal fees with your bank before travel.
Tipping
Tipping is appreciated but not always required. Use these as working guidelines:
- Hotel porter: AED 5–10 per bag
- Housekeeping: AED 10–20 per day
- Restaurant service: 10% if service was good and not already included
- Taxi: round up or add AED 5–10
- Private driver: AED 20–50 depending on distance and service
Hotel deposits
Many hotels require a card or deposit at check-in for incidentals. Ask the hotel before arrival if you are using a debit card or prepaid card.
Related guides
- Ras Al Khaimah travel guide
- Best hotels in Ras Al Khaimah
- Best restaurants in Ras Al Khaimah
- Car rental in Ras Al Khaimah
FAQ
Do you need cash in Ras Al Khaimah?
Yes, some cash is useful, even if most larger places accept cards.
Can I use dollars or euros?
Use AED for normal spending. Some hotels may exchange major currencies, but rates can be weaker.
Is tipping expected?
Tipping is appreciated, especially in hotels, taxis, restaurants, and private transfers. It is not usually forced.
Bottom line
Use cards for larger payments, keep AED cash for small spending, and budget for tips if you are staying in resorts or using drivers.
Last updated: 10 June 2026
Tipping at a glance
Card tip
Bring a fee-free travel card (Chase, Starling, Revolut, Wise). They beat airport bureaux on the exchange rate, and most RAK venues — even small ones — take contactless without issue.
Cards work almost everywhere. Carry ~AED 200–400 in cash for tips, taxis and souks; use a fee-free travel card for the rest.